:root{--accent:#ea580c;--ink:#111113;--paper:#fafafa}
*{box-sizing:border-box;margin:0}
body{font-family:'Poppins',system-ui,sans-serif;background:var(--paper);color:var(--ink);line-height:1.55}
a{color:inherit}
.wrap{max-width:960px;margin:0 auto;padding:0 20px}
header{border-bottom:1px solid #e7e5e4;background:#fff}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:60px}
.brand{font-weight:700;letter-spacing:-.02em;text-decoration:none;font-size:18px}
.brand span{color:var(--accent)}
nav a{text-decoration:none;margin-left:22px;font-size:14px;color:#44403c}
nav a.on{color:var(--ink);font-weight:600}
.btn{display:inline-block;background:var(--accent);color:#fff !important;padding:10px 20px;border-radius:8px;text-decoration:none;font-weight:600;font-size:14px;border:none;cursor:pointer}
.btn.ghost{background:transparent;color:var(--ink) !important;border:1px solid #d6d3d1}
.hero{padding:72px 0 48px;text-align:center}
.hero h1{font-size:clamp(30px,5vw,46px);letter-spacing:-.03em;line-height:1.12;max-width:720px;margin:0 auto 16px}
.hero p{color:#57534e;max-width:560px;margin:0 auto 26px;font-size:17px}
.meter{margin:34px auto 0;max-width:420px;background:#fff;border:1px solid #e7e5e4;border-radius:10px;padding:18px}
.meter .bar{height:10px;border-radius:5px;background:#e7e5e4;overflow:hidden}
.meter .bar i{display:block;height:100%;background:var(--accent)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:40px 0}
.card{background:#fff;border:1px solid #e7e5e4;border-radius:10px;padding:20px}
.card h3{font-size:15px;margin-bottom:6px}
.card p{font-size:13.5px;color:#57534e}
.band{padding:44px 0;border-top:1px solid #e7e5e4}
h2{font-size:22px;letter-spacing:-.02em;margin-bottom:12px}
.faq dt{font-weight:600;margin-top:18px}
.faq dd{color:#57534e;margin:4px 0 0;font-size:14.5px}
.disc{background:#fef3ec;border:1px solid #f6c9a8;border-radius:8px;padding:12px 16px;font-size:13px;color:#7c4a12;margin:20px 0}
footer{border-top:1px solid #e7e5e4;padding:24px 0;font-size:12.5px;color:#78716c}
footer .wrap{display:flex;gap:18px;flex-wrap:wrap}
footer a{text-decoration:none}
textarea,input[type=text]{width:100%;border:1px solid #d6d3d1;border-radius:8px;padding:12px;font:inherit;font-size:14px;background:#fff}
label{font-size:13px;font-weight:600;display:block;margin:14px 0 6px}
.badge{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:3px 9px;border-radius:999px}
.b-clear{background:#dcfce7;color:#166534}.b-gray{background:#fef9c3;color:#854d0e}.b-risk{background:#fee2e2;color:#991b1b}.b-rev{background:#e0e7ff;color:#3730a3}
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid #e7e5e4;border-radius:8px;overflow:hidden;font-size:13.5px}
th,td{text-align:left;padding:10px 12px;border-bottom:1px solid #f0efee;vertical-align:top}
th{font-size:12px;text-transform:uppercase;letter-spacing:.05em;color:#78716c;background:#fafaf9}
.score-chip{font-weight:700}.s0,.s1{color:#166534}.s2{color:#854d0e}.s3,.s4{color:#991b1b}
.spin{display:none;width:18px;height:18px;border:3px solid #fff;border-top-color:transparent;border-radius:50%;animation:sp 1s linear infinite;vertical-align:-4px;margin-right:8px}
@keyframes sp{to{transform:rotate(360deg)}}
#err{color:#991b1b;font-size:14px;margin-top:12px;display:none}
@media(max-width:760px){.grid3{grid-template-columns:1fr}
header .wrap{flex-wrap:wrap;height:auto;padding:10px 20px;row-gap:2px}
nav{width:100%;display:flex;flex-wrap:wrap;column-gap:16px}
nav a{margin-left:0;padding:6px 0;white-space:nowrap}}